Wednesday, July 15, 2009

More Drama

Yeah. There is more.

Monday when I was driving home from work, smoke started pouring out from under the hood. This happened this past spring and it had to do with my a/c. So when it happened I just figured it was no big deal. Thought it would be the same thing as last time and that it would be under warranty. So I took my van in yesterday morning to the dealership. They called a little while later to tell Stephen that a rock had hit my condenser and busted a hole in it. The damage? $700.00! They then proceeded to tell him that sometimes insurance companies will cover this.
So I made a few phone calls, got transferred back and forth to different departments because people don't know what they are doing, was given different numbers to call myself, all the while people pointing fingers here and there at who/where I needed to call.

Pretty much this whole story boils down to this:

There is a difference between something hitting me and me hitting something. And the insurance company automatically assumes that I hit something, not the other way around, which is then classified as collision, not comprehensive, therefore upping the deductible from $250.00 to $500.00. So if I filed a claim it would make my insurance go up and since I filed a claim less than two weeks ago, could possibly get dropped from my insurance company. So I will take my van back to the dealership today, only to fork out $700.00 and leaving my insurance company out of the loop.

That is why there was no Recipe Tuesday. I am sure all of you are so sad. Maybe next week? We will see. Now I need to go finish getting ready for work. My big boys will be home soon and it is going to be a busy day of pretty much not getting to spend any time with them. Stinks. But the month at their dad's is over, and for that we are all thankful.



Kelly said...

Ya'll just seem to have the worst luck when it comes to cars. So sorry!

kara said...

Commiserating with you. We just forked out a grand for a.c. repairs (new condenser was part of it). Sorry you're having crappy luck where the car is concerned. :(


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